May 25, 2026

Hawaii Condo Fees Are Among Nation’s Highest. And They’re Squeezing The Middle Class 63 For many middle class home owners, maintenance fees can be almost as high as a mortgage.

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Many of Hawaii’s high costs of living are painfully obvious, including the nation’s highest electricity rates, median single-family home prices that top $1 million on Oahu and milk prices that routinely exceed $6 a gallon.

But there’s another less talked about cost that has earned Hawaii an equally dubious distinction: according to a recent study, Hawaii homeowners’ association fees are among the nation’s highest – second only to New York.

The average HOA fee in Hawaii statewide in 2021 was $762 a month, according to a study by Cinch Home Services, a national home warranty provider. That’s compared to the overall U.S. average of $286 and about $37 per month in West Virginia, the least expensive state.

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